Cost of living

Missy Sarah

I base my menu around the specials.

BirdieBlue

The cost of living is a full blown crisis. It has fundamentally changed they way I live, what I eat, how I spend my spare time and even when I will choose to access medical care. I am gearing up to disassemble my washing machine to attempt a home repair because the call out fee for a technician is half the cost of a new machine, and that doesn't include parts.

margcafe

It suck's. The cost of living has impacted on our way of life and retirement, we don't get any government support and all our bills have eaten into our savings. Our money will run out and we will have to rely on the government pension in the future.

Aliyaraya

The cost of living has impacted me by increasing and my income not meeting the increase.

dawes

It’s depressing doing the weekly shop. I’m a single mum with two teenagers and the bill keeps going up. I’m buying less and home brands but it’s still higher.

sparkey

i live on my own and shopping at coles my food bill has gone from between average of 60 and 70 dollars to just over 1oo dollars in this last week i dont have expensive tasts just basic stuff i dont drink grog or smoke so just basic food things.

mustang6000

With rentals reaching unaffordable levels in our area, we will be forced to move further from our children & grandchildren and as my wife & I are both undergoing cancer treatment, find somewhere relatively close to medical facilities is a priority. It has become a situation that all of our retirement funds are now having to be accessed to live.

Flymow

Everything has going up substantially and I rarely now shop at Coles or Woolworths as they are overpriced. I use my local IGA and a small local cheap alternative supermarket, to save money.

Nor4

The impact if huge from daily necessities such as food, health services to vehicle expenses and all insurances

godsbaby

I use to buy groceries, have money to spend on extras, also save some. Now, after I buy food & I try to put some aside for emergencies, there is none left. I have no savings - living hand to mouth.

UnLucky

Dont like have had to get second job to survive where I'd like to retire but can't afford too

justinsleary

Everything has gotten more expensive since the Covid era, and particularly the cost of energy (electricity, in my case), food, medical expenses, rent, in fact everything pretty much across the board has noticeably risen particularly in the past 3 or so years, and incomes have not kept pace at all. For me, I just have to be careful with my money, and one area I have managed to save in is with grocery shopping, having switched to Aldi from Woolies a few years ago. Initially just doing that saved me around $20 on an $80 spend. So what cost me $80 at Woolies was initially costing me around $60 or $65 at Aldi, which was good. Unfortunately, things at Aldi aren't as affordable as they used to be, and the range isn't as good as Coles or Woolies, but it still is cheaper as far as I can tell. Is a bad day to be a poor Australian, but good times for politicians and CEOs hey?!

awesome

It has become a major issue for my wife and I as we are pensioners and have to decide what we need to pay for medications or utilities bills or food

anglesea

Creating inflation a real bummer, both price inflation and volume shrinkage. Sneaky by many manufacturers

anglesea

Creating inflation a real bummer, both price inflation and volume shrinkage. Sneaky by many manufacturers

Sorry 'creeping'

Sis

Being a person with a lifelong life-threatening illness, the increased cost of living has impacted negatively on the quality of my life.. Now days I have resorted to halving my medication and only accessing it when my pain levels reach unbearable proportions.. Other measures I have introduced out of necessity has been to reduce not just my food portions but the frequency that I do consume foods.. This is the result of high rent increases, which now take up over 60 percent of my fixed income.. No more do I access my doctors services as they are no longer bulk billed... and so these conditions have had a huge impact on not just my physical health but also on my mental health.. No longer do I look forward to each day with enthusiasm, but rather with dread, and the hope that I can make it through each day without another drama from making me feel less than...a whole vibrant human being.. All of this is the reward for the many years that I have served my Community by caring for the needs of others in my younger years.. Yes Australia, is certainly the Lucky Country with its price gouging ways.

Jaya

Food and drink are getting more expensive. I have no choice but to cut down.

Jaya

The cost of living is getting higher, and it is hard to make ends meet.

Jaya

The cost of living is rising and it makes it hard make ends meet,
.

Heather32090932

Every day cost of living has gone through the roof with everyday essentials so much more expensive and eating out and entertainment is becoming beyond reach.

capfantastic

Every day cost of living has gone through the roof with everyday essentials so much more expensive and eating out and entertainment is becoming beyond reach.

Agreed. You and me should get a coffee ;)

annmaria

every thing is going up the less i but the more it cost

nicolebutler87

I don't drink, I socialise less, I try to avoid the shops and I try to limit the amount of 'stuff' I buy. It's the only way I can manage the cost of living at the moment - being very minimalist and basic. It is hard to deal with sometimes but it is what it is.

intelligent

it is hurting many people and if it continues, it will hurt more.

Sujata

I buy best quaityof food. I don't buy any drinks.

Sujata

Cost of living is high I manage by the cut your cloth ....

whenever there is non expensive items , I buy. However I don't compromise with food quality.

tillycub

If we didn’t have to eat we would all have more $ in our wallets as the cost of food is ridiculous.

kay62

It's out of control, no left over money to save

neusje

I just buy only necessary things.

Mumof4GC

gone beyond with peoples greed and the Government are the ones that have set it up to control us

ventnorgirl

I live alone so ishop sparingly

capfantastic

Australia would rather sympathize with terrorists and allow monopolies such as Coles and Woolworths to run the show. I honestly think the world has lost the plot. Next we will have nazi's marching the streets and giving us 2 kilos of rice to last the week for the whole family. All because democracy is being slowly derailed to the point where you'll all be sorry for siding with those who want to take your land, your culture, your values and make them their own.

Heather32090932

Australia would rather sympathize with terrorists and allow monopolies such as Coles and Woolworths to run the show. I honestly think the world has lost the plot. Next we will have nazi's...

Couldn’t agree more!

marchi

I have found using smaller supermarkets eg Drakes and buying my meat at Austral Meat in South Australia I have saved considerably on my weekly shop

Skylark

It's annoying, but to be honest, it hasn't affected us all that much. I grumble and curse, but my habits are mostly unchanged.

wendel

It's terrible, I feel sorry for all those homeless and people who can't afford food even. My heart goes out to you.

betty

Very little,I grow my own vegetables and fruits and live alone,but the biggest thing is the bills.

aussiejohn

I go to the supermarkets several times a week. As I am walking around I can't help noticing what people have in their trolleys. Chips, Coke, sugary breakfast cereals, ready meals, pies, frozen chips, white bread, frozen pizzas etc, etc. I am sure you get the picture. There is no meat, vegetables, pasta, rice, etc. They have iPhones, and stink of cigarette smoke. Where I live there are more cafes and coffee shops than you can poke a stick at. They are constantly full with not a table to be had. There is always a long wait at the fish and chip shops where prices are now eye wateringly expensive. So I ask you. What cost of living crisis????

I am on a part age pension and a little bit of super. I have a car, but I don't drive everywhere. I take the train or bus when it is more convenient. Car parking fees would bankrupt me. If it is a trip to hospital I take an Uber, as I am not allowed to drive home after anesthetic. I have a cheap mobile phone not high priced Apple junk, with Aldi mobile cheapest plan. I have internet and home phone with TPG, not Telstra's top dollar poor service. I have no streaming services, no spotify and any of those other money sucking and unnecessary luxuries. I do have a Zoom subscription which is a luxury, but it enable me to see and talk to my friends and relatives around the world. I don't smoke, and have a glass of wine maybe once every couple of months. I have no interest in sport, and my gambling is limited to one 4 game lotto ticket every Saturday night. I no longer do Christmas and birthday cards and presents. I give people my time, that is far more precious than the latest bit of junk they don't need. If and when I do give presents, it is homemade jam, chutney etc.

Almost all of my meals are home made, I rarely eat any readymade stuff. I have been cooking since I was 10 and I am now 75. I have also worked as a chef. I can make delicious meals out of scraps if need be. I buy a lot of my meat and vegetables from the Dandenong Market about once every 6 weeks or so. I buy most of my groceries at Aldi. The things I don't compromise on such as Dilmah Tea, Kikkoman Soy Sauce, and Lea & Perrins Worcestershire sauce etc.. I buy only when on special at a good price. I don't use any fake products, or no name stuff where taste is important. I eat well, because I budget for it. There is no steak in my menu, and roast beef is a rare luxury. Mostly lamb, pork, and chicken. I always check the mark downs at Coles and Woolies and pick up some good bargains from time to time. I rarely eat desserts, and limit my intake of biscuits and cake, most of which I make myself anyway. Eating reasonably well on a budget is easily achievable if you work at it. All my friends enjoy my food, so I must be doing something right.

As I said ealier I have a budget. I know where every cent of my money goes and keep detailed records of all spending. I regularly review everything and look at where there are opportunities for saving and building my emergency fund. In a worst case scenario I could survive for 2 years on savings. But at least I have the funds to cover emergencies like a fridge or hot water service breakdown, or car repairs etc. I also have a travel account that I put money into. My main interest in life is family history research, and that is not a cheap hobby, but I am able to go to conferences and pay for things like Ancestry. Travel has always been one of my interests in life, and I have been lucky to travel to many places. Now I mostly only go to the UK, to catch up with friends and distant family and to do research, but of necessity, those trips are far and few between. Takes me at least 3 years to save up. However due to health problems, I can now only fly business class for long distances, so that is really expensive. But over the last 50 years, I have learnt the skills I need to find the most economical way of doing it. I organise all my travel myself as I know things that todays travel agents don't.

So all in all, I have a reasonable life, but I will agree with one thing, and that is the rising costs are a big concern. Nothing is getting any cheaper, but I have learnt to do without things that are not totally necessary to have the things I deem necessary to my well being.

Finally to all the keyboard warriors, blame Albo all you like. It will change nothing, he is not directly responsible for any of this, it all started a long, long time ago. State and Federal governments of both colours have enacted policies over the years that have brought all this on, and now world events are just making things worse. All the while you just sat there whining about stuff but doing nothing. How many of you out there have actually done something to try and get things changed? None of you I'd say. If you want change, you have to be the one to make it happen, don't expect others to do it for you. And just for the record, I am not one of the people who sits on his axxe and complains. I actively campaigned in both the 2022 and 2025 elections for a candidate who wanted change in the way we do things in Australia. I am 75, have health and mobility issues, yet I can stand up and be counted as a person who didn't sit around whinging, and got out there and did something. If there were enough people like me out there, we could change a lot of things, but we all know nothing will happen. Our "she'll be right, mate" attitude will destroy this country eventually.

aunty gran

I go to the supermarkets several times a week. As I am walking around I can't help noticing what people have in their trolleys. Chips, Coke, sugary breakfast cereals, ready meals, pies, frozen...

I agree with many comments ie preparing your own food, no take aways , buying because you need not on a whim. I often look at the trolleys in the supermarkets in amazement so much so called "snack" food that is very expensive. In my family it was only birthdays or special occasions that these products were purchased. I look at half priced specials which alys consist of soft drink and lollies how about substituting this for real food which is healthier for both your body and wallet.

Shemp

I go to the supermarkets several times a week. As I am walking around I can't help noticing what people have in their trolleys. Chips, Coke, sugary breakfast cereals, ready meals, pies, frozen...

you've covered everything well. The biggest problem for most Australians is the price of electricity and gas. We're being constantly " brainwashed " by the media ( which is really our only source of information ) into believing we in Australia have a gas shortage. I can tell you, Australia has enough gas for ALL Australians for at least 500 years.
If you compare your gas - and electricity - bills from 2 or 3 years ago to your recent one, you will be amazed to see the massive price increase(s) we've had for both in that time. Work out how much in total you paid for you gas and electricity for all of eg 2023 and you'll find the extent the prices have gone up. Therein lays the problem for nearly all Australian households. We're also being constantly told that inflation is high. That is a lot of fabricated codswallop. All healthy economies have always relied upon the happy medium inflation rate of between 3.50 to 4.25...the perfect harmony for prosperity.

Huk

It has not impacted us

William Tell

As most of my income comes from the pension it seems to becoming more and more difficult to get the same quality of food groceries due to price increases.

tillycub

As most of my income comes from the pension it seems to becoming more and more difficult to get the same quality of food groceries due to price increases.

I totally agree!

tillycub

As most of my income comes from the pension it seems to becoming more and more difficult to get the same quality of food groceries due to price increases.

I agree.. food is a necessity and the prices keep increasing yet the government think giving us a lousy few dollars extra in our pension is supposed to cover the price increases.. what a joke.. I’d like to see Albo try and do a grocery shop on a pension.

dicky a

The current situation is a direct result of the Federal Government’s blindness Ridiculous spending on programs that will have no benefit to the vast proportion of its population. Blind adherents to stupidity.

DeNiro

Use those free bags from the greengrocer instead of cling wrap. They can be re-used multiple times with a good rinse in between. Easier on your grocery bill too.

ZKM

My partner refers to it as the cost of luxury crisis, we have definitely noticed the price of groceries and such go up but for the most part it hasn’t affected us. We also don’t have a lot of costs that most people have so noticing that’s our grocery bill increased an average $15-20 a week since COVID hasn’t been an issue. For context, we only eat out/get takeout less than once a week. Maybe buy 1-2 clothing items between us every year and only update our tech every 3-4 years, some of which we’ve bought refurbished. Our friends though they would say it’s very real, although they drink multiple energy drinks a day that they buy individually, along with buying lots of trinkets, collectables and clothing at least monthly and they get takeaway delivered quite frequently.

francina

The cost of living is just crazy, its so out of control n things r that hard atm, its completely turned things upside down n made everything 10x harder then before, im unemployed n on jobseeker payments n can barely afford to feed my cats let alone myself, my partner n my 2 sons, one is only 6 months old n is on formula n that cost over n arm n a leg each fortnight just for that n nappies,

Braddles1

Made me join the MAGA club & buy the cap "MAKE ALBO GO AWAY" !!

old boy

The cost of living is very bad for all i seen over Christmas that prices of food in IGA has gone up anywhere between 30c and $3.00 on food just over a few days

margw

We are pensioners, and have no debts, but the cost of food has impacted us quite a lot; there are only two of us and. I’m finding I’m buying more generic brands, which many I’m not fond of, and pop into two or more supermarkets to buy ‘ bargains’.
Our utility bills are ok at the moment.

celica150

Cost of living is rather crazy at the moment. It would be great if interest rate were a bit lower.
but the worst thing is all the prices of all food & drinks had to go up due to the increase of wages, Supers and insurance. But our wages all most needed to double to make up for this.

yahoo

cut back many things like food and going out

yahoo

serving just cut back on many things like food going out

Loz11

We have definitely stopped buying as much meat as we used to.

MazzyJ

I'm just treading water close to go in under. I can't cut back much more

Keerah1

Pays haven’t risen to accommodate rent, food. Petrol

sandra

It’s too high everything is being inflated and no one is doing anything about it.

Anne3255

The cost of living is terrible at the moment with groceries, petrol and water, electricity and gas all rising in prices. My family try to only go grocery shopping when necessary and always try to stick to a budget

Ruskie30748487

It's shocking, I don't know how other people on low incomes etc, can afford any food.

mymonkey

I have actually had to stop buying a lot of our favourite groceries & make do with what we can afford.
I also preserve & freeze a lot of our foods, eg fruits, vegetables & leftover meals. We're now buying more frozen fruits/veges which is cheaper

Stevie3275

The cost of living has definitely made me more conscious of how I spend my money. Everyday things like groceries, fuel, and rent feel noticeably more expensive, which means I have to plan ahead instead of being spontaneous. I’ve found myself prioritising essentials, cutting back on little luxuries, and thinking more carefully about saving. It’s impacted not just finances but mindset too, there’s more pressure to be practical and less room to take risks. At the same time, it’s taught me to be more resourceful, appreciate what I have, and find value in experiences that don’t cost much.

pothum

Higher groceries, insurance and utilities have meant that I am constantly on lookout for savings in any form. I seem to be comparing utilities and insurances every three to four months just to save a few dollars. With shopping I now go for coles brands as they are cheaper and family doesn't seem to notice but I find buying meat difficult trying to get different cuts that will do family at least two meals plus feed teenager who is fussy

sheza54

Wow this is a situation that has impacted many Australians not just me, the price of food and utilities has gone through the roof, and yet the pay for working is still the same. We should get pay rises to keep up with the cost of living.

aunty gran

Wow this is a situation that has impacted many Australians not just me, the price of food and utilities has gone through the roof, and yet the pay for working is still the same. We should get pay...

We are on a fixed income from out superannuation and do not receive any government assistance. We do have an asset ut are cash poor.Our pay increase in December was $7 per fortnight, just as well we don't have a weekly coffee out as it would not even pay for the two of us to have a coffee date. Yes it is very stressful but you just have to make do.

EvLyN

Relying on survey vouchers for groceries, healthy food like salad is expensive or even basic sandwich is $7 then no wonder ppl are opting for fast food instead.
Car insurance premiums are expensive because of machete mofos causing stress to many people. I've had to cancel private health insurance and postpone annual dental checkup.

perigrine

The cost of living hasn't impacted me at all. I've lived a very frugal lifestyle to date, but now had far more disposable income.

Sonny31419988

6Tap on a clip to paste it in the text box.Tap on a clip to paste it in the text box.Tap on a clip to paste it in the text box.Touch and hold a clip to pin it. Unpinned clips will be deleted after 1 hourWelcome to Gboard clipboard, any text that you copy will be saved here.Welcome to Gboard clipboard, any text that you copy will be saved here.Welcome to Gboard clipboard, any text that you copy will be saved here.Welcome to Gboard clipboard, any text that you copy will be saved here.Welcome to Gboard clipboard, any text that you copy will be saved here.Welcome to Gboard clipboard, any text that you copy will be saved here.Welcome to Gboard clipboard, any text that you copy will be saved here.Welcome to Gboard clipboard, any text that you copy will be saved here.Tap on a clip to paste it in the text box.Tap on a clip to paste it in the text box.Thanks ji.Touch and hold a clip to pin it. Unpinned clips will be deleted after 1 hour.Welcome to Gboard clipboard, any text that you copy will be saved here.

Tina 32226074

The cost of living is definitely making it harder on our household, you definitely have to decide what you need and don't need them shopping. It has affected our household but not as much as others because my husband works in health care and that means job security.

francina

the cost of living is an absolute joke, life was hard enough before it n now its just near impossible to survive

Nikky3269

Very good and likely to

Nikky3269

Very good and likely to use and consider it

Nikky3269

Very good and likely to use and consider it as a whole lot

Nikky3269

Very good and likely to use

Nikky3269

Very good and likely to use and consider it as a whole lot of things to do it

Nikky3269

Very good and likely

Nikky3269

Very good and likely to use and consider it as a whole lot of things

Nikky3269

Very good and likely to

Nikky3269

Very good and likely to use and consider it

Nikky3269

Very good and likely to use and consider it as a whole lot of things to do

Tazzyd

The cost of food, rent and medical these days is biting every one in the backside. It seems like you need a higher paying job and multiple side hussels just to live these days.

Jhinzia1608

this is it. what is the world coming to, i've failed to take notice of $ surveys from the mail to get some paypal muneration in oct and nov and now its rly biting me, i even missed dec 15 offers and now cafestudy is drier than gobi's desert
and i'm in fair bit of trouble because of stupid commbank system and taking fees hard when agreed not to, shizz will come spiralling down hard 😡

perigrine

this is it. what is the world coming to, i've failed to take notice of $ surveys from the mail to get some paypal muneration in oct and nov and now its rly biting me, i even missed dec 15 offers...

Change banks. I switched from commbank to westpac. Save/d $60 a year on account keeping fees. (Not sure what they are now). Now I'm getting $120 a month interest.

Jhinzia1608

this is it. what is the world coming to, i've failed to take notice of $ surveys from the mail to get some paypal muneration in oct and nov and now its rly biting me, i even missed dec 15 offers...

i chat and chat in the forums and it doesn't give me points either ugh

s

I do online surveys everyday. Make 100's of dollars a year in vouchers mainly for groceries.
Very disappointed about no more energy rebates.

Ziah

Going without. Without supplements that improve quality of life. Without hobbies that help mental health. One meal a day most days. Stretching insulin and other lifesaving medications. Not buying fuel so not leaving the house. No heating in winter, no cooling in summer. No gluten free foods except naturally gf like frozen veg, no treats, nothing other than essentials. Watering down detergents, toiletries etc. No streaming, so no tv (can’t get FTA at all), very little internet or phone. Being sick with no personal income sucks.

Margaret Catania

It has meant i go to food bank weekly,get food vouchers from vinnies every month and that most months of the year,i get help from other charities aswell,clothes gift cards from vinnies given to me. I buy alot of things from op shops,even when i adjust my spending it still is a struggle just to survive .I live in a 1 bedroom unit it is community housing and subsidided by the goverment than my electrity i get concession aswell. I am on dsp without that and all my concessions other i get and help from ndis i be struggling even further and homeless aswell .

PGS

Forced to move mid year; 20% rent increase was better than 50%. Reworked what constant bills I could down. Food is now down to about $50-$60/week. No work since Dec 2024, cannot get whatever the dole is called now. Yes, I'm an Aussie born & bred. 62, injured, hard to find work (surveys have helped). Most days I just stay home as it's cheaper.

RAJAN31448586

Day by day cost of living increases tremendously all areas. So we have very tight budget.

Anonymous

Its getting really challenging.

Anonymous

Its getting really challenging.

cazter

It has impacted me so much that I have needed to find ways of making money online after my full time job. Unfortunately Australia's cost of living has skyrocketed and I don't see how people are actually managing these days.

jtmorri

I find there is not value for money in what I outlay for my large expenses - insurances, energy costs, registrations, rates, duties, licenses, fees and taxes. All of these costs see high annual increases and are becoming unaffordable. On top of this the price of food increases every 3 or so months with no value there either. Nothing ever decreases in price.

becky131718

Rent is rediculous, how are you supposed to save for a house when paying $600 rent per week

Sahida31983077

For me personally it’s the rent and property prices have also surged, especially in urban centers. Young people and low-to-middle-income families struggle to find affordable housing. Homeownership has become out of reach for many, and even renting requires a substantial portion of household income.

frasercrown

One method we’ve been using to try to lessen the impact of the cost of living. We’ve found the only way that works for us when paying bills is to set up recurring payments through our banking app which really helps with cash flow. You have to set the recurring payments up as soon as you receive the bill. Can be done with most bills except for insurances … unfortunately. It usually means we have enough for at least a dinner out together which is great 😊

aunty gran

I find that being a self funded retiree asset rich cash poor is rather a struggle. The cost of food is ridiculously high, I do love to cook so it means that l can usually make a meal out of nothing so as to speak which is a great saving there is very little waste in our household. Coffee out weekly with a friend take away once in a blue moon. I no longer enjoy going out for meals as usually l can cook a superior meal at home and who wants to spend their weekly food budget on dining out.
We do not receive any centrelink payments as we do not qualify. We have worked our entire life full time, never received any financial assistance. Our children went to tertiary education and we supported them to do so We had second-hand cars, our furniture was seldom new with the exception of whitegoods. It is tough but it is a matter of prioritising you needs as opposed to your wants mind you my needs are becoming my wants ie gas and electricity to heat and cook and cool is so expensive that we tend to only use this when necessary thanks god for thermals.
We did scrimp and save to enjoy our retirement l see now that this was a mistake and we have been better spending our money and not investing in our retirement future to ensure we were entitled to a part pension just the concession card would make a huge difference to our lives.
What l find interesting is in NZ all people once they reach pension age receive this without a means test.
Whatever happened to our lucky country full of opportunity and promise.

cjc1959au

I find that being a self funded retiree asset rich cash poor is rather a struggle. The cost of food is ridiculously high, I do love to cook so it means that l can usually make a meal out of...

Albanese has given it to the muslims!

gilbe

am one of theget sald thing i have a great job so i not have not a thing to

old boy

We need to change the government

adelaidegirl

It definitely has impacted us with Electricity bills so high ..food and essential items going up all the time ........chemist lines ,petrol the list is never ending honestly.

ozycash

It has always cost money to live

tenner

every week the price is higher, the amount of product is smaller, the product is inferior to the past and we're expected to suck it up wth fake down down prices and fake promises

sheza54

Omg this is such a sad situation for many Australians, the Government say they’ll bring prices down in our grocery shopping and power bills, I’ve yet to see it.

drummerschick

As a single pensioner (widow) with prices rising faster than the sun at dawn, I really worry about how I will survive in the future. I am renting and while my rent is manageable at present, my landlord will at some stage in the next couple of years move me out and I have no idea how I will afford a more expensive home and not necessarily better quality. Everything is going up and nothing going down - utilities, petrol, groceries, etc etc so where I will be I do not know. In the lap of the Gods I'm afraid.

Ferg

My work petrol bill has doubled over the last few years and my turnover has halved, people are not buying what they used to do. So like many small businesses i know of we are looking at closing as well

abarnes

My thoughts on the cost of living… I think that everyone knows, or should know, when they think about it; that it’s going up and that’s the ONLY direction it’s ever gone and will continue to go. It's basic economics, when the inputs (labour, materials, fuel, energy) to a product goes up…our cost of living goes up…like one hand washes the other. I remember walking to school and stopping at the corner store to buy two musk sticks with one cent…aaaanyway…nostalgia aside, I’m just saying that the costs of living have been going up since I was a boy and that’s only direction costs go.

How has it impacted me? Well, suffice to say, retirement hasn’t quite panned out to my vision of it. I always was a good budgeter, but now, I’m a really, really good budgeter…I’ve pared back ALL of my ‘like to do’ down to one core pleasure and the rest is just the must have stuff…food, water, shelter, yadda yadda yadda.

I capture everything i.e. income and expenditure (in some detail) on my spreadsheet. It has little graphs and charts to ensure I’m not living beyond my means. And to ensure I don’t end up living rough just because something came at me ‘left of field’… well, that’s how I 'suck eggs.’ LOL

AdelaideM

I'm very lucky because I can work full time and have no dependents, but even for me it's starting to bite.
By the time I've paid rent, bills like insurance and petrol I'm pretty well out of money. I'm not by any means struggling to survive, but I find there's no way I can save anything, which in turn means I'm left unable to save for a deposit, and there's no way I could pay back a mortgage on a single income with the cost of living being what it is.

I'm pretty frugal, I meal prep everything I eat, I don't get takeaway, if I go out for dinner with friends I don't buy any alcohol and tend to choose something like dumplings or pasta where I know the cost will be low. I budget out where my money will go, but there's really nothing left over, and some payslips I have to rely on my credit card if something like a mechanic bill comes through, when in the past I could dip into savings.

Unfortunately I think the result of this cost of living crisis will be my generation (i'm 30) and younger simply not having any kind of emergency funds, which is always a dangerous place for a society to be.

davewave21

I am 64 years old and have been scammed out of my life savings and super.I have worked hard for almost 50 years and have nothig to show for it. To see AnAl Sleazy raping Australia is a disgrace. I cannot say exactly what I thing of the toxic piece of filth or the wallopers might knock on the door. I am struggling to survive and to eat and pay the power bill. There is a deep hatred towards that communist pretend prime minister.He wasn`t even truthful about his name. He is the absolute worst so called PM of the worst Govt including the corrupt wHITLAm govt and they got booted out.

Michael3263

I no longer eat out on a weekly basis to treat myself and my wife and son… Now, eating out once a month is considered a luxury.

capfantastic

I am frugal! I try not to be with my family, but with myself I keep to a strict budget. Young people buy Ubereats when they could walk around the corner and buy it. Whereas I would rather eat at home and cook simple meals from scratch. Life is a struggle now and I'm thinking to stop driving once my current vehicle runs out of steam. That should save me quite a bit. I hope I die young so my children can have what's left of my super. I don't feel there's much to live for when robots will take over and power prices continue to rise. I'm sorry to say that it's a daunting prospect getting old with no money. I'm an atheist but I'm considering praying for less time.

frasercrown

We also spend less when we go out to dinner either going out less or making cheaper choices when we do … or decide to eat at home then go out for drinks after.

frasercrown

Cost of living had impacted our home and we do our weekly food shopping every 2 weeks. We try to use as much of our food as possible. Less food waste and getting more creative with foods to eat as a family.

Jo55

I feel it's not the cost of living, it's the cost of being seen as living. Having the latest fashions, looks, media driven must have luxuries. For young families this means your children must be seen as having these things also. Society is driving people to be show off's and they are borrowing beyond their means to make it happen.

cafegal

Prices have gone up but the products have been reduced in size!

EileenW1

Being reliant mainly on the Aged Pension, I am so glad I grew up in the post WW2 years when we learned how to make do on very little. Those were really tough times. Today, so many people complain of hardship and struggle, yet they waste so much money on buying expensive cars, clothing, dining out or indulgent groceries and 'must have' the latest mobile phones, largest TV and incredible time-wasting, expensive and totally unnecessary computer games equipment.
We learned how to make great meals from basic meat cuts, make our own clothes, wore hand-me-downs and took greater care so they lasted.
We couldn't afford to give our children every expensive toy, gadget or technological device they demanded. We loved them just as much with just one or two toys, not a roomful. We did without gym memberships to show off our expensive body emphasising lycra as we sipped on endless eye wateringly expensive moccachinos or pretend milk lattes
We didn't blame every upset in our life or problem we faced on our 'mental health'. We were too busy earning a living, being personally involved with every aspect of our children and educating them for life by talking and playing with them, not by plonking a screen in front of them to keep them quiet. We drove secondhand cars, bought secondhand furniture from auction rooms, didn't have overseas holidays and so now we know how to live within our means when facing another tough time economically.

bluey42

Have been going for home brand names they are just the same as brand names

cjc1959au

Have been going for home brand names they are just the same as brand names

Some are, many aren't!
As with any food, it is all about taste!

Jiwan3272

It's al lot expensive to go out for lunch or dinner nowadays and spent a lot in groceries still has no food at home

Jiwan3272

It has impacted a lot no money left after paying all bills

marchi

I have noticed in the last few weeks in the lead up to Christmas how much items in the supermarkets have increased, yet their advertisements show they are supposed to be savings. Do the supermarket giants not know people keep a close eye on prices especially when on a strict budget. It is time the Government took a long hard look at the profits the supermarkets are making and do something about it, no wonder many people find it hard to put food on the table for their families.

marchi

frogchick73

In the past two years, my rent has increased by $400 a month. My income has increased by around $300 a month. However with other costs rising (utilities, groceries), I felt like my finances are going backwards.

Trinis

I'm looking at getting a second job . Can't cut back on anything else and prices just keep rising

maureen30656026

The cost of living is damaging Australian lives and businesses our manufacturing is dying a slow death this government needs to be replaced

misspooh

It has a daily impact, especially when going to the supermarket

Nicole3267

I, just now, needed to use PayPal Pay in 4 to pay for half of a grocery shop. $500, not including meat.. I have a 11yr of child with disabilities and 2 teenagers. They each have an appetite of grown men. More than half of my pension goes on paying rent nowadays, too. It's all gotten very hard for many of us since the covid bs. Health care is no better, either.

MumAils

The cost of living is totally ridiculous these days. I am working but on a lowish wage, but not elegable for any concession card. I find it hard to put money away each fortnight after paying for my bills. Groceries don't go up by a few cents anymore it is usually 50cents per item or more, then you get less in the packet and pay more. They say people like me are classed as the working poor.

adelaidegirl

I forgot to say that we own our house which is very good as we don't have that huge expense but I often wonder how other people are coping these days when they have to pay rent or a mortgage it is hard enough without those weekly expenses .......

adelaidegirl

The cost of living is way out of control the worse thing is every time I go shopping I notice how much the price has gone up on each product some may only be a few cents others like for example I buy Paul's Goat Milk which is $4.70 on the shelf has been for at least 2 years however I bought some last week and it was $5.50 so thats 80 cents I buy 4 cartons at a time as I have Diverticulitis its the only milk that does'nt upset my stomache ..........and there is also the size of a lot of products has been reduced Im pretty sure the companies think we don't notice this .

dollymay

i am on the disability pension, i am finding it very difficulty to live comfortability,i dont waste money, dont go out as i cant afford it,

Tim D

I lost my job of 9 years in August 2023 and have not had a proper job again since. I have overdue bills of $9,690 (Strata, Mortgage, Council Rates and Water). I have not eaten out in 2025 and I spend all of my time at home because I cannot afford to go out. I am a single father of 16 years with an 18 year old son. Thankfully he just got a casual Christmas role at Myer. The only thing that allows me to live is I bought my apartment in 2005 so my mortgage is $1,190 a month (2005 prices). If I was paying say $500 a week I would have had to sell and move away from Sydney. My dad is self centered and does not help one little bit he is too busy going on international holidays with his new girlfriend. Despite all this my son and I are going to kick ass in the future.

Anne3255

I feel that the cost of living is out of control and things are getting harder and harder to keep up with. Groceries Electricity and water are going up all the time and it is hard when on a pension. My husband and I are now shopping for things when we really need them and go to the cheaper stores for groceries

ellamay

Everything seems to go up and its harder to savr. I am glad I dont have to feed a family and pay off a mortgagw now bwcause if I had to I wouldnt manage on a pension

Kezzaj

I am totally over the cost f living crisis and the way that inflation has reduced my monetary power..

gloria

It means I rarely go out for coffee

jag51

No impact

jag51

Limited impact.

louey46

things are getting more expensive everyday

Reyna

Gone up to the roof cannot stop this giant company

Skylark

It's an annoyance, but it hasn't impacted me. I've always been frugal with some things, so I can splurge on others.

hispania

I think that the ever-present use of rising cost of living has given every business the impetus to raise their prices. Now paying 1% to use a credit card is ridiculous - at the coffee shop, the physio, the doctor etc. Everywhere I look prices are rising and they are individually much more than the COL increases we see in the media. These price rises have seen my cost skyrocket such that i really notice the increases. Insurance premiums are a nightmare as is the increased excess on a home or car insurance policy

Genie11

The cost of living ?? My idea of the cost of living has been sorely challenged over the last 20 or so years! I was brought up to 'live within my means'! Sadly today, I don't think that is a notion that gets much traction! The sense of 'entitlement' in so many sees people - families etc - refusing to do without certain items that I believe could be considered 'optional' if you're struggling! This isn't going to be a popular thought, I know that, however, it has always worked for me. If I didn't genuinely believe that I could afford something - a new TV, for example - then I made do with the old one!!!
It's a case of 'needs and wants', and these two things are very different.
So, in answer to your thought-provoking question about how the cost of living has impacted me, I am happy to say that I live within my means, and very happily.
No, I am not wealthy but I don't consider for one moment that I do without anything! Why? Because I live within my means!

GreenLego

Cost of living crisis, which is a global crisis has been explained very simply by Oxford economist. It's due to the rising wealth accumulation by the super rich. High net worth individuals needs to be taxed more to slow and stop the wealth accumulation by them. Please do a search on internet for Gary Stevenson - he's written articles for The Guardian and HuffPost, as well as being interviewed by many outlets, has his own youtube channel and has written a book. He was on the ABC earlier this year explaining this.

Cost of living crisis may also be contributing the rise of neo Nazism around the world. Remember that Germany went through this in early 20th century, due to them being forced to pay for repatriation of costs of World War 1 and they ran out of money and people couldn't afford to pay for living costs. Many historians agree that this was one of the contributing factors of rise of fascism and Nazism in Germany preceding World War 2.

Kayanne

The rising cost of living has greatly impacted me and my family. These days we have to consider what we really need and just buy essentials only. No more little treats as these are much too expensive now.

June

It seems to be happening in most of modern countries in the world. We see reports from countries like USA, UK, France, Canada and many European nations all stating exactly the same as Australia. Cost of living, Crime especially youth crime is on the rise. Many people getting angry and volatile to one another. We can't keep blaming governments, police and businesses and people from foreign lands. Everyone seems to want everything. I am old and there have always been times when it has been very hard to manage but in past times when we were on low wages Bills were always paid first and we had to manage on what was left. We had basic homes with basic appliances. People today have big Electricity costs but they use Air conditioning, dishwashers, etc. So we have to realise that living in today's world will not be easy unless you are earning big money and that applies to every country. When we were young we could never have afforded to travel overseas but huge amounts of people are flying somewhere or Cruising while at the same time saying times are tough because of the cost of living. Supermarkets are always getting blamed but customers can choose what they buy. I think the hardest things for all of us are the many very necessary things we have no choice about like Insurance whether it be Home, Car, Health etc. Rent. If you are a home owner Council rates are always increasing dramatically. I don't know what the answer will be for everyone but expecting any Government whether LNP or Labor to solve everything for everybody is not going to happen.

Marian

Cost of living is absolutely getting out of hand. The cost of school fees, feeding pets, and now being driven to salvos for clothing.Having to give away life’s little pleasures such as dining out or paying a Gardner to mow the lawn. No more interstate holidays. Petrol too expensive as it is accommodation. And there is absolutely nothing we can do about it. The continual rising costs.

wendel

It's terrible, I feel really sorry for those people who can't afford a house let alone food to eat, it's shocking that in this country in this day and age we have such a sad state of affairs that we have this going on. Rich get richer.

MissLizzie

It is definitely challenging. The cost of electricity, gas and petrol are awful. These are followed closely by food.

drummerschick

As a single pensioner who is renting, life is becoming increasingly harder due to everyday bills skyrocketing. Groceries, petrol, utilities, rent, insurances are all getting out of hand. I think I will have to shorten down the necessities (again) to manage my budget. Not happy Jan!

mazzab2003

Prices of everything are getting totally out of control and nobody seems to be doing anything about it.. Insurance companies and supermarkets seem to be the worse offenders with airlines coming in very close.. So hard to manage, especially on an aged or disability pension or even jobseeker. I am lucky that my rent is low compared to some.

sheza54

Omg it’s so hard, the bills don’t change, and food is still expensive when the so call Government said they would make the cost of living more affordable for everyone.

xena2117

It's getting so expensive to live in Sydney crazy house prices and rentals are so expensive

xena2117

It's getting do expensive to live in Sydney crazy house prices

sherry007

it is totally unexceptable ,causes comstant stress when trying to cover all bills and expenses

John

No worries

ventnorgirl

Just buy what u need for 2 weeks not what u think umay need

lkuhl

It’s devastating, how is it that in 2025 I have to choose between food, paying bills, petrol in the car??

kerynm

It's getting harder to make ends meet and to still eat fresh good food.

Jules

The amount that the government is spending has to stop or our country will go into recession and everyone will be effected

redgums

Our Federal Government could address the cost of living if it realises that they are driving up the cost of electricity with its renewable energy rollout out ,The cost of electricity affects everything from manufacturing to agriculture all these industries have to pass on the cost, causing the price of everything to increase in price
The Government needs to stop wasting money and find a solution to reduce the cost of living

Libbazz

Electricity costs are through the roof when you don't have solar and are renting. The owner lives overseas so doesn't really care about the house as long as the rent is paid on time. I think the government should make rental houses have solar power as well.

nean

Ridiculously high creating stress both financially and emotionally.

Big al

The amount of 4x4 on the roads at $80000 a pop make me wonder wether it’s just a RW media beat up

Deejay11

It hasn’t affected me greatly, I’ve always been frugal, thinking twice before I buy. We’ve always paid into our Super, sometimes extra amounts. We’re about to retire, we’re not super rich, but should be OK. I complete surveys and enter competitions to supplement our income

kafisher81

Definitely more cautious of what we buy, i only do online shopping now to make sure i dont spend more than i budgeted

Trinis

Looking at getting a second job just to cover the rising costs of living

Sahida31983077

For many people, it’s become harder to make ends meet, and it’s affected everything from job security to personal finances, with many having to adjust their budgets or even relocate to more affordable areas. In some places, people are feeling the pinch more than others, especially if wages aren't keeping up with inflation.

eelspower

Great product at a affordable price and availability are subject to change the world and the other side of the day

James3243

General thought: how do we have a cost of living crisis when companies are making record profits.

tony

cost of living in auckland has gone high.wwhwn is the goverment is goint to do a tax cut so that we workers gets more.some of us dont payrise everyyear.everytime before election they mention about it.after election all gone silent.Atwants ppl to take more public transport instead of drving your cars but public transport fares cost me than i drive to work.one day it would cost me more than $20 return from glenfield to mt wellimgton.we all pay so much rates and yet auckland council limit what we throw out during inorganic collection.anything not collected we then have to hirre a skip bin to throw them.why can the council put a big bin by the park so that ppl can throw unwanted stuff in the bin.

normarand

I have started making a list every time I go shopping and only buy the things I really need. I also study the store catalogues to find out which supermarket has the best price on the things I need. I'm lucky that our local shopping centre has Coles, Woolworths and Aldi stores in it and I have an IGA store within walking distance of my house. I am happy to visit all these stores to get the best bargains. I used to be loyal to just Woolworths, but have found that I can no longer afford this loyalty. By shopping around I can afford to live and not worry too much about the rising prices.

GreenLego

Same here, I shop Woolies, Coles, Aldi and IGA, scooping up bargains all the way!

I'm with RACQ and I get 4% discount at Woolies and for petrol. Motor clubs in other states should have the same deal.

My Macquarie savings account also gives me discounts at many places like ebay.

Deejay11

I have started making a list every time I go shopping and only buy the things I really need. I also study the store catalogues to find out which supermarket has the best price on the things I need....

Same here, I shop Woolies, Coles, Aldi and IGA, scooping up bargains all the way!

Zanyt

Due to cost of living we have started to grow our own fruit and vegetables. Most of my back yard is now a vegetable garden and we have for the last 2 years grown enough vegetables to supply most of our needs during the spring to autumn months. During winter we might have to buy some vegetables or fruit but I only buy what is in season.

Caperteewaratah

The cost of food has definitely increased - especially fresh foods. Packaged foods, I do not buy, but things like tinned foods I buy now and then and I notice they have increased in cost - most likely due to transport costs.
I go out now and then maybe once a week for a coffee at a local cafe with some friends. My menu choices I take more consideration now, as its nice to be able to have a small lunch with friends now and then. I don't smoke or drink alcohol regularly, so I am not sure how people manage to pay their bills if they indulge in these costly things. Smoking especially ... a lot of money spent on something to ruin their health.
I own my own home, but even then the insurance costs are exhorbitant, rates and maintenance. Either way renting or owning your own home, is costly and add to that running a car.
I get by and have money to pay the bills when they are due, but have in the past experienced money tightness and know how it impacts your sleep, your choices and general well being. Especially when something needs a costly repair, like the car or leaking roof.
I have noticed though that many peoples supermarket trolleys are full of what I call rubbish, packaged pizzas and even frozen rice! and the like. To me its expensive junk food as is soft drinks and overly packaged convenience foods. Trolleys can add up to $400 to $500 - I am gobsmakced when I see what is in the trolley and what it costs, so I hear all the time cost of living crisis but this does not add up when I see the above mentioned - it will add up to a costly health crisis also.
The cost of homes is totally ridiculous - it seems to have tripled in the last 5 years or so - why? I think it is due to costs of materials but also existings homes are being sold for ridiculous amounts of money - many of them unlivable and needing knocking down. When the starting cost is around $1m for a home in Sydney - who would want to live there? Its so crowded - and why is it that the government has allowed foreigners to buy land in Australia - I don't understand when it is not reciprocated in other lands.

capfantastic

The cost of food has definitely increased - especially fresh foods. Packaged foods, I do not buy, but things like tinned foods I buy now and then and I notice they have increased in cost - most...

In China and Abudabi you can't live there, only be contracted to work. When your project is finished, you go home. They don't allow foreigners (who hate you and your way of life) to buy land and take over your culture and eventually get into politics and kick you out of your own land. It will happen here. I think we are stupid for allowing it. Well said. Good luck for your future.

Tuzy

Mostly if I am careful, I can buy the thing that I want however I do buy mostly store brands or weekly specials only. It is all that is possible on an aged pension.

Sueswims

I find everyday items are going up and up, like vegetables and milk. I have to budget more carefully than before.

kezza052

IM A PENSIONER AND THE COST OF LIVING IS STOPPING ME FROM BUYING THE EVERYDAY ITEMS ESPECIALLY RED MEAT. ITS OUT OF THE COST FOR ALL OF US ON A PENSION