P Plate Laws

Posted by: cmayfield91

22nd Feb 2010 01:46pm

As a P2 plate holder I find that the laws put upon young drivers is ridiculous. First the cost of license fees is astronomical as well as insurance. I own a 2009 Mitsubishi Lancer - which I paid for myself and have had it for about a year. I have a 3 year no accident or fine report and GIO wanted to charge me $6000. I shopped around to find that NRMA gave it too me for $1500 which is still quite high compared to my dad which only pays $600 for an even more expensive car. Furthermore the RTA has charged me nearly $500 in license fees and tests in the last 3 years which is a joke and also put 4 dermerit points for a 10km/h speeding fine which I see full license drivers breaking the speed limit everyday.
To me everything to do with the P plate laws is a joke and should be stopped.

alfielee

29th Apr 2010 04:01pm

The problem for you young fellow is that the majority of accidents are made by younger drivers & so insurance brokers categorise you as high risk whereas older drivers are not. There is some proof behind their unfairness that supports their choice. Most car deaths are younger drivers & often include young friends as well. As you progress along the experience path the costs will begin to drop as the insurance companies see you as a more reliable road user.

I'm not saying you're not a good driver, many young kids are but so many are not & older drivers do tend to avoid dangerous incidents. Having said that I don't believe an 80 year old can react quickly enough to avoid a dangerous situation. I'm not 80 btw.

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